Insurance Adjuster Tricks: Why Recorded Statements Can Destroy Your Claim

Insurance Adjuster Tricks: Why Recorded Statements Can Destroy Your Claim

The adjuster sounds friendly for one reason: to save the insurance company money — not help you.

The Most Dangerous Call You Can Take

After a crash or injury, the first call many people get is from the insurance company. They may seem caring and supportive — but their goal is to get you talking before you call a lawyer.

One mistake in a recorded statement can reduce or eliminate your compensation.

Common Adjuster Tactics

  • Getting you to say you’re “fine” even if injured
  • Blaming you for part of the crash
  • Suggesting you don’t need medical care
  • Using your words against you later in court

They are trained to twist innocent statements into admissions.

You Have the Right to Refuse

You are never required to give a recorded statement to the other driver’s insurer. We handle all communications to prevent manipulation and protect your claim value.

General information only — not legal advice.

Timothy Rose — The first call you should make after a Texas accident.

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Carpenter v. United States (2018)